Overview
Whether you're transferring a share to a partner, removing an ex-spouse, or gifting property, we manage the legal transfer and any lender consent so the change of ownership is registered correctly.
What's included
- Preparation of the Transfer deed (TR1)
- Lender consent and compliance where the property is mortgaged
- Stamp Duty assessment and return
- Registration of the new ownership at HM Land Registry
- ID verification and anti-money-laundering checks
How it works
The process
Instruction
You instruct us and confirm who is being added or removed.
Lender Consent
Where mortgaged, we obtain your lender's consent to the transfer.
Transfer Deed
We prepare the TR1 and arrange signing and witness formalities.
Stamp Duty
We assess SDLT liability and submit the return where required.
Registration
We register the new ownership at HM Land Registry.
Questions
Frequently asked
Do I need my lender's permission?
Yes - if the property is mortgaged, your lender must consent to any change in ownership before the transfer completes.
Is Stamp Duty payable?
Transfers between spouses or civil partners are usually exempt, but other transfers may attract SDLT. We'll assess this for you.
Can this be done alongside a remortgage?
Yes - many transfers of equity are combined with a remortgage, and we can handle both together.
Ready to start your transfer of equity?
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