Overview
Whether you're securing a better rate or releasing equity, our remortgage service handles the legal transfer efficiently - often completing within weeks, with clear communication between you and your new lender.
What's included
- Review of title and any restrictions affecting the lender
- Compliance with new lender's conveyancing requirements
- Redemption of the existing mortgage
- Registration of the new charge at HM Land Registry
- Reporting on title to the new lender
How it works
The process
Instruction
You instruct us once your new mortgage offer is issued.
Title Check
We review your title and report to the new lender.
Redemption
We obtain a redemption statement from your current lender.
Completion
New mortgage funds drawn down and old mortgage repaid.
Registration
We register the new charge at HM Land Registry.
Questions
Frequently asked
How long does a remortgage take?
Most remortgages complete within 4–6 weeks, depending on the lenders involved and the complexity of your title.
Will I need new searches?
Some lenders accept existing searches; others require fresh ones. We'll confirm what's needed once we review your file.
Can I release equity at the same time?
Yes - further advances and equity release can be handled alongside the remortgage, subject to your lender's criteria.
Ready to start your remortgage?
Get a fixed-fee quote in minutes and track every step in the MCH+ Portal.